Privacy Policy

Kilifi Real Estate — Effective Date: March 12, 2026

Your privacy matters to us. This Privacy Policy explains how Kilifi Real Estate collects, uses, shares, and protects your personal information when you use our platform.

1. Introduction and Scope

This Privacy Policy ("Policy") describes how Kilifi Real Estate ("Company," "we," "us," or "our") collects, processes, uses, stores, and discloses personal information obtained through the Platform's website, web application, mobile application, APIs, and related services (collectively, the "Platform").

This Policy applies to: all registered Users (Property Owners, Agents, Tenants, Buyers, Guests, and Administrators); unregistered Visitors; and individuals whose information is submitted by other Users.

Regulatory Framework. We process personal data in compliance with the Data Protection Act, 2019 (Kenya), the Kenya Information and Communications Act (Cap. 411A), and where applicable, the EU General Data Protection Regulation (GDPR).

Data Controller. Kilifi Real Estate is the data controller of personal information collected through the Platform.


2. Information We Collect

We collect information you provide directly, information generated through Platform use, and information from third parties.

2.1 Personal Information

Category Examples
Identity DataFull name, national ID, KRA PIN
Contact DataEmail, phone, physical address
Authentication DataPassword (hashed), tokens, OAuth IDs
Profile DataProfile photo, bio, agent licence number
Financial IdentityBank details, M-Pesa number, tokenised card info
Document DataID copies, title deeds, licences, lease agreements, payslips
Communication DataMessages sent via the Platform

2.2 Account Information

Name, email, phone, encrypted password, account role, profile photo, and activity timestamps.

2.3 Listing and Property Data

Property address, GPS coordinates, type, pricing, description, amenities, photos/videos, availability calendar, and listing status (Featured/Verified).

2.4 Transaction Data

Payment amounts, currency, dates, payment method, gateway references, booking records, rental applications, and sale inquiry details.

2.5 Device and Technical Data

IP address, device type, browser, OS, referral URLs, pages visited, session duration, and error/crash logs — collected automatically on access.

2.6 Information from Third Parties

Data from payment processors (fraud signals), Google OAuth (name, email, photo), and verification partners.


3. How We Use Your Information

3.1 Account Operations: Create and manage your Account, authenticate you, enable messaging, and power Services.

3.2 Transactions: Process payments, detect fraud, generate receipts, and comply with financial reporting obligations.

3.3 Verification and Safety: Verify Listings, moderate content, investigate Terms violations, and maintain audit logs.

3.4 Communication: Send transactional notifications, service alerts, security notices, and (where consented) marketing communications.

3.5 Analytics: Understand Platform usage, monitor performance, and develop new features.

3.6 Legal Compliance: Comply with applicable laws, enforce our Terms, and respond to lawful government requests.

3.7 Personalisation: Display property recommendations based on your browsing and search behaviour.


4. Legal Bases for Processing

Purpose Legal Basis
Account creation and managementPerformance of a contract
Processing paymentsContract + Legal obligation
Transactional notificationsContract + Legitimate interest
Fraud prevention and safetyLegitimate interest
Marketing communicationsConsent or Legitimate interest
Analytics and performanceLegitimate interest
Compliance with laws / court ordersLegal obligation
Content moderationLegitimate interest + Legal obligation

5. Data Sharing and Third Parties

We do not sell your personal data.

5.1 Other Users. Listing details, owner/agent names, and contact info are visible to prospective Tenants, Buyers, and Guests as needed. In-platform messages are shared with the intended recipient only.

5.2 Service Providers. We engage third-party processors including:

Category Examples
Payment ProcessorsSafaricom M-Pesa (Daraja), Stripe
Cloud InfrastructureAWS S3
Email ServicesSMTP / Amazon SES
Mapping ServicesGoogle Maps API
Real-time MessagingPusher / WebSockets
AuthenticationGoogle OAuth

5.3 Legal Disclosures. We may disclose data to comply with legal obligations, court orders, or lawful government requests.

5.4 Business Transfers. In a merger or acquisition, data may transfer to the acquiring entity with prior notice to you.


6. Payment Processor Data Handling

6.1 M-Pesa. Processed via Safaricom Daraja API. We share your M-Pesa number and amount only. We never store your PIN. Safaricom's privacy policy applies.

6.2 Stripe. Card payments processed by Stripe (PCI-DSS compliant). We do not store full card numbers — only tokenised references. Stripe's privacy policy applies.

6.3 Bank Transfers. Bank references stored securely, accessible only to authorised personnel for reconciliation purposes.

6.4 Retention. All payment data is retained for 7 years as required by KRA regulations.


7. Data Retention Policy

Data Category Retention Period
Account data (active)Duration of account + 5 years
Transaction and payment records7 years (KRA)
Property ListingsActive period + 3 years
Messages and communications3 years from last activity
Device / log data12 months rolling
Audit logs7 years
Dispute records7 years from resolution

8. Data Security Measures

Our security measures include:

  • HTTPS/TLS encryption for all data in transit
  • AES-256 encryption for sensitive data at rest
  • Industry-standard password hashing (bcrypt)
  • Payment tokenisation via PCI-DSS compliant processors
  • Role-based access control (RBAC)
  • CSRF protection, SQL injection prevention via ORM
  • API rate limiting via Laravel Sanctum
  • Regular security audits and penetration testing

Breach Notification. We will notify the Office of the Data Protection Commissioner of Kenya within 72 hours and affected Users without undue delay in the event of a reportable data breach.


9. International Data Transfers

Data may be processed outside Kenya by cloud and infrastructure providers (e.g., AWS, Stripe, Google). We implement appropriate safeguards including contractual clauses, recognised security certifications (PCI-DSS, ISO 27001), and GDPR Standard Contractual Clauses where applicable.


10. Your Data Rights

Under the Kenya Data Protection Act 2019, you have the following rights:

Right of Access

Request a copy of your personal data held by us. We respond within 21 days of a verified request.

Right to Rectification

Request correction of inaccurate or incomplete personal data.

Right to Erasure

Request deletion of your data where no legal basis for retention exists.

Right to Data Portability

Receive your data in a structured, machine-readable format.

Right to Object

Object to processing based on legitimate interests, including direct marketing.

Right to Withdraw Consent

Withdraw consent at any time where processing is consent-based.

To exercise any right, email: privacy@kilifirealestate.co.ke

You may also lodge a complaint with the Office of the Data Protection Commissioner of Kenya.


11. Cookie Policy

Cookies are small text files placed on your device when you visit the Platform.

Type Purpose Duration
Strictly NecessarySession, auth, CSRF protectionSession / 1 year
FunctionalPreferences (language, filters)1 year
Performance / AnalyticsUsage analytics and performance2 years
Marketing / TargetingProperty recommendations1 year

You can manage cookies through your browser settings. Disabling strictly necessary cookies (e.g., session cookies) may impair login and transaction functionality.


12. Children's Privacy

The Platform is not directed at persons under 18 years of age. We do not knowingly collect personal data from minors.

If you believe your child has provided data to us, contact privacy@kilifirealestate.co.ke and we will delete the information promptly.


13. Marketing Communications and Opt-Out

Where permitted by law or with your consent, we may send property recommendations, newsletters, and promotional content.

You may opt out at any time by:

Opting out does not affect transactional or security communications (e.g., booking confirmations, payment receipts).


14. Automated Decision-Making and Profiling

The Platform uses automated processes for search ranking, fraud detection, and property recommendations. These do not constitute fully automated decision-making with legal or similarly significant effects. Contact privacy@kilifirealestate.co.ke with any concerns.


15. Changes to this Privacy Policy

We may update this Policy from time to time. Material changes will be notified via email to your registered address, a prominent Platform notice, and an updated "Last Updated" date. Continued use after the effective date constitutes acceptance.


16. Contact Information

Data Protection Officer

Kilifi Real Estate

📧 privacy@kilifirealestate.co.ke

📞 +254 XXX XXX XXX

📍 [Physical Address], Kilifi, Kenya


For data subject requests, email privacy@kilifirealestate.co.ke with subject: "Data Subject Request — [Your Full Name]"

Regulatory enquiries: Office of the Data Protection Commissioner — odpc.go.ke

Last updated: March 12, 2026 • © 2026 Kilifi Real Estate. All rights reserved.